---
canonical_url: https://lendb.ai/lo/scott-rudy-409776
json_url: https://lendb.ai/lo/scott-rudy-409776.json
nmls_id: 409776
last_verified: 2026-10-16
---

# Scott Rudy

VP / Senior Mortgage Loan Officer at Washington Trust Bank, Spokane, WA. NMLS ID 409776 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409776)).

Scott Rudy (NMLS 409776) is a mortgage loan officer at Washington Trust Bank in Spokane, Washington. Scott's own profile lists jumbo loan as a focus.

**Summary:** Scott Rudy (NMLS 409776) is VP / Senior Mortgage Loan Officer at Washington Trust Bank, based in Spokane, WA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan. Last verified 2026-10-16.

## Quick answers

### Is Scott licensed?

Scott works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Scott do jumbo loans?

Scott's profile lists jumbo loan as a focus (from their lender profile page). Source: https://www.watrust.com/scott-rudy.

### What lender does Scott work for?

Washington Trust Bank, company NMLS 728368, from the Spokane, WA office, per the lender's own site (verified 2026-10-16). Source: https://www.watrust.com/scott-rudy.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.watrust.com/scott-rudy

## Facts from the lender page and intro

- community: Cancer Can’t Foundation. Source: https://www.watrust.com/scott-rudy, verified 2026-10-16.
- community: Make-A-Wish Foundation. Source: https://www.watrust.com/scott-rudy, verified 2026-10-16.
- community: Washington State University Scholarship Donor. Source: https://www.watrust.com/scott-rudy, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Washington Trust Bank (NMLS 728368), Spokane, WA. Source: https://www.watrust.com/scott-rudy, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409776

## Contact

- View profile at Washington Trust Bank: https://www.watrust.com/scott-rudy
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-rudy-409776#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409776
- lender_site: https://www.watrust.com/scott-rudy

Cite as: Scott Rudy (NMLS 409776), Washington Trust Bank. LenDb.ai, https://lendb.ai/lo/scott-rudy-409776, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._