{
  "canonical_url": "https://lendb.ai/lo/scott-schmidt-20035",
  "loan_officer": {
    "nmls_id": 20035,
    "slug": "scott-schmidt-20035",
    "canonical_url": "https://lendb.ai/lo/scott-schmidt-20035",
    "md_url": "https://lendb.ai/lo/scott-schmidt-20035.md",
    "json_url": "https://lendb.ai/lo/scott-schmidt-20035.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/20035",
    "full_name": {
      "value": "Scott Schmidt",
      "source": "lender_site",
      "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
      "verified_at": "2026-10-09"
    },
    "first_name": "Scott",
    "last_name": "Schmidt",
    "headshot_url": {
      "value": "https://a.mktgcdn.com/p/JAd5nKIglSm9Chru9Cs6zaedFqDD83YAeNm4BMAYkaI/153x181.jpg",
      "source": "lender_site",
      "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Private Mortgage Banker, Military Lending Specialist",
      "source": "lender_site",
      "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 399801,
      "lender_name": "Wells Fargo Home Mortgage",
      "lender_slug": "wells-fargo-399801",
      "branch_city": "Austin",
      "branch_state": "TX",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
      "source": "lender_site",
      "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399801,
        "lender_name": "Wells Fargo Home Mortgage",
        "lender_slug": "wells-fargo-399801",
        "branch_city": "Austin",
        "branch_state": "TX",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
        "source": "lender_site",
        "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/scott-schmidt-62244711/",
        "source": "lender_site",
        "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Austin, TX and surrounding areas",
        "source": "lender_site",
        "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:14:30.807487+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-schmidt-20035#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeloans.wellsfargo.com/mortgage/tx/austin/scott-schmidt",
      "verified_at": "2026-10-09"
    }
  }
}