---
canonical_url: https://lendb.ai/lo/scott-short-225998
json_url: https://lendb.ai/lo/scott-short-225998.json
nmls_id: 225998
last_verified: 2026-10-09
---

# Scott Short

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 225998 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225998)).

**Summary:** Scott Short (NMLS 225998) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Scott has protected and educated clients since 1990. He prioritizes finding the best loan program for each client's specific needs while obtaining competitive rates and minimizing costs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1990. Source: https://www.empirehomeloans.com/team/scottshort, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/scottshort, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225998

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/scottshort
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-short-225998#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/225998
- lender_site: https://www.empirehomeloans.com/team/scottshort

Cite as: Scott Short (NMLS 225998), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/scott-short-225998, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._