---
canonical_url: https://lendb.ai/lo/scott-smith-69514
json_url: https://lendb.ai/lo/scott-smith-69514.json
nmls_id: 69514
last_verified: 2026-10-09
---

# Scott Smith

SVP, Retail Divisional Leader at Cardinal Financial Company, Maple Grove, MN. NMLS ID 69514 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/69514)).

**Summary:** Scott Smith (NMLS 69514) is SVP, Retail Divisional Leader at Cardinal Financial Company, based in Maple Grove, MN. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Scott has been in the mortgage industry since graduating from the University of Minnesota in 1998. He is based in Maple Grove, MN.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: University of Minnesota, 1998. Source: https://www.cardinalfinancial.com/loan-originator/scott-smith/, verified 2026-10-09.
- years_experience: since 1998. Source: https://www.cardinalfinancial.com/loan-originator/scott-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Maple Grove, MN. Source: https://www.cardinalfinancial.com/loan-originator/scott-smith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/69514

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/scott-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-smith-69514#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/69514
- lender_site: https://www.cardinalfinancial.com/loan-originator/scott-smith/

Cite as: Scott Smith (NMLS 69514), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/scott-smith-69514, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._