--- canonical_url: https://lendb.ai/lo/scott-stewart-365588 json_url: https://lendb.ai/lo/scott-stewart-365588.json nmls_id: 365588 last_verified: 2026-10-16 --- # Scott Stewart Mortgage Loan Consultant at Orange County's Credit Union, Santa Ana, CA. NMLS ID 365588 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/365588)). Based in Santa Ana, California, Scott Stewart (NMLS 365588) is a Mortgage Loan Consultant at Orange County's Credit Union. **Summary:** Scott Stewart (NMLS 365588) is Mortgage Loan Consultant at Orange County's Credit Union, based in Santa Ana, CA. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: April 7, 2014 (California), per state regulator. States 25 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Scott licensed? Scott works at a credit union; credit union loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### What lender does Scott work for? Orange County's Credit Union, company NMLS 403462, from the Santa Ana, CA office, per the lender's own site (verified 2026-10-16). Source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/. ### How long has Scott been licensed? The earliest state license record LenDb holds for Scott is from April 7, 2014 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Scott states 25 years of experience. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: April 7, 2014 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 25 (source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/, verified 2026-10-16) - Also licensed as (state regulator records, same NMLS ID): Scott D. Stewart (CA, FL, as of 2026-10-22) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Scott Stewart is a Mortgage Loan Consultant who says they have assisted homeowners for over 25 years in all aspects of real estate. They say they have worked with clients from those new to homeownership to seasoned homeowners, and that they grew up in Orange County. Source: LenDb summary of the lender page, verified 2026-10-16. ## Facts from the lender page and intro - years_experience: 25. Source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO43023 | expired | confirmed | 2017-05-03 | state_regulator | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO365588 | inactive | confirmed | 2014-04-07 | state_regulator | 2026-10-24 | ## Employment history - ? to present: Orange County's Credit Union (NMLS 403462), Santa Ana, CA. Source: https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/365588 ## Contact - View profile at Orange County's Credit Union: https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/ - Office phone and Email on file: shown at https://lendb.ai/lo/scott-stewart-365588#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/365588 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://dfpi.ca.gov/ - lender_site: https://www.orangecountyscu.org/products/home-loans/meet-our-team/scott-stewart/ Cite as: Scott Stewart (NMLS 365588), Orange County's Credit Union. LenDb.ai, https://lendb.ai/lo/scott-stewart-365588, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._