---
canonical_url: https://lendb.ai/lo/scott-stilwell-474261
json_url: https://lendb.ai/lo/scott-stilwell-474261.json
nmls_id: 474261
last_verified: 2026-10-09
---

# Scott Stilwell

Loan Officer at Union Home Mortgage, Hilton Head Island, SC. NMLS ID 474261 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/474261)).

**Summary:** Scott Stilwell (NMLS 474261) is Loan Officer at Union Home Mortgage, based in Hilton Head Island, SC. Licensed in Florida, confirmed with the state regulator (license LO73464). Also lists Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan. Licensed since 2020 (per Florida records). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 15 (source: https://www.uhm.com/loan-officers/scott-stilwell/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/scott-stilwell/

## About

Scott has 15 years of mortgage originating experience and extensive knowledge of jumbo loans and all product types. They have lived in Hilton Head/Bluffton for over 30 years and are well-versed in local communities.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.uhm.com/loan-officers/scott-stilwell/, verified 2026-10-09.
- service_area: Hilton Head/Bluffton area and surrounding communities. Source: https://www.uhm.com/loan-officers/scott-stilwell/, verified 2026-10-09.
- credential: Georgia Residential Mortgage Licensee. Source: https://www.uhm.com/loan-officers/scott-stilwell/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO73464 | active | confirmed | 2020-08-26 | state_regulator | 2026-10-09 |
| GA | state_license | 64089 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | I-221996 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | MLB-2424611 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Hilton Head Island, SC. Source: https://www.uhm.com/loan-officers/scott-stilwell/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/474261

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/scott-stilwell/
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-stilwell-474261#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/474261
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/scott-stilwell/

Cite as: Scott Stilwell (NMLS 474261), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/scott-stilwell-474261, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._