--- canonical_url: https://lendb.ai/lo/scott-twombley-39964 json_url: https://lendb.ai/lo/scott-twombley-39964.json nmls_id: 39964 last_verified: 2026-10-30 --- # Scott Twombley Loan officer at West Capital Lending, Inc.. NMLS ID 39964 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/39964)). Scott Twombley (NMLS 39964) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida, California, Connecticut and 9 more states. **Summary:** Scott Twombley (NMLS 39964) is a loan officer at West Capital Lending, Inc.. Licensed in 12 states confirmed with state regulators: Florida, California, Connecticut, Delaware, Colorado, Pennsylvania, Missouri, Arkansas and 4 more. Earliest state license record: January 23, 2012 (Wisconsin), per state regulator. Last verified 2026-10-30. ## Quick answers ### Is Scott licensed in Florida? Yes. Florida regulator records list license LO17528 as active, first effective December 31, 2012 (verified 2026-10-15). LenDb has 11 other states on file for Scott. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### What lender does Scott work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html. ### How long has Scott been licensed? The earliest state license record LenDb holds for Scott is from January 23, 2012 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/. ## At a glance - Earliest state license record: January 23, 2012 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Scott M. Twombley (AR, CA, CO, CT, DE, FL, IA, MD, MO, OR, PA, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO17528 | active | confirmed | 2012-12-31 | state_regulator | 2026-10-15 | | CA | California Department of Real Estate | state_license | 02141025 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-39964 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100038693 | active | confirmed | 2012-03-07 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 35539 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55876 | active | confirmed | 2025-12-05 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2012-02-27 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 39964 | expired | confirmed | 2012-01-23 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109493 | active | confirmed | 2025-12-09 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/39964 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/39964 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=139579&contact=257303 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Scott Twombley (NMLS 39964), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/scott-twombley-39964, last verified 2026-10-30. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._