---
canonical_url: https://lendb.ai/lo/scott-wachtel-1240171
json_url: https://lendb.ai/lo/scott-wachtel-1240171.json
nmls_id: 1240171
last_verified: 2026-10-09
---

# Scott Wachtel

Branch Manager at Total Mortgage Services, Fort Mill, SC. NMLS ID 1240171 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1240171)).

**Summary:** Scott Wachtel (NMLS 1240171) is Branch Manager at Total Mortgage Services, based in Fort Mill, SC. Licensed in Florida, confirmed with the state regulator (license LO78959). Earliest state license record: December 17, 2020 (Florida), per state regulator. States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 17, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://www.totalmortgage.com/bankers/scott-wachtel, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

12-year veteran in mortgage industry who has assisted thousands of borrowers. Known for straightforward communication, drama-free lending experience, and creating lasting relationships built on trust beyond the initial loan.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.totalmortgage.com/bankers/scott-wachtel, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO78959 | active | confirmed | 2020-12-17 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Fort Mill, SC. Source: https://www.totalmortgage.com/bankers/scott-wachtel, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1240171

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/scott-wachtel
- Email on file: shown at https://lendb.ai/lo/scott-wachtel-1240171#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1240171
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/scott-wachtel

Cite as: Scott Wachtel (NMLS 1240171), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/scott-wachtel-1240171, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._