---
canonical_url: https://lendb.ai/lo/scott-west-418589
json_url: https://lendb.ai/lo/scott-west-418589.json
nmls_id: 418589
last_verified: 2026-10-15
---

# Scott West

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Colorado Springs, CO. NMLS ID 418589 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418589)).

**Summary:** Scott West (NMLS 418589) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Colorado Springs, CO. Licensed in Florida, confirmed with the state regulator (license LO142883). Earliest state license record: November 19, 2025 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: November 19, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.grarate.com/loan-officers/scott-west-418589, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Scott West has lived in Colorado Springs since 2002 and has helped clients with home financing for more than twenty years.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.grarate.com/loan-officers/scott-west-418589, verified 2026-10-15.
- education: University of Nebraska, degree in Business Administration & Finance. Source: https://www.grarate.com/loan-officers/scott-west-418589, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO142883 | active | confirmed | 2025-11-19 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Colorado Springs, CO. Source: https://www.grarate.com/loan-officers/scott-west-418589, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418589

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/scott-west-418589
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-west-418589#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/418589
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/scott-west-418589
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Scott West (NMLS 418589), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/scott-west-418589, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._