---
canonical_url: https://lendb.ai/lo/sean-carhart-1101321
json_url: https://lendb.ai/lo/sean-carhart-1101321.json
nmls_id: 1101321
last_verified: 2026-10-09
---

# Sean Carhart

Community Mortgage Consultant at Wells Fargo Home Mortgage, Commerce City, CO. NMLS ID 1101321 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1101321)).

**Summary:** Sean Carhart (NMLS 1101321) is Community Mortgage Consultant at Wells Fargo Home Mortgage, based in Commerce City, CO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Spanish. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Community mortgage consultant serving Commerce City, CO and surrounding areas. Speaks Spanish.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Commerce City, CO and surrounding areas. Source: https://homeloans.wellsfargo.com/mortgage/co/arvada/sean-carhart, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO109400 | expired | confirmed | 2022-06-15 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Commerce City, CO. Source: https://homeloans.wellsfargo.com/mortgage/co/arvada/sean-carhart, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1101321

## Contact

- linkedin_url: https://www.linkedin.com/in/sean-carhart-387ab97/ (source: lender_site, verified 2026-10-09)
- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/co/arvada/sean-carhart
- Office phone and Email on file: shown at https://lendb.ai/lo/sean-carhart-1101321#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1101321
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homeloans.wellsfargo.com/mortgage/co/arvada/sean-carhart

Cite as: Sean Carhart (NMLS 1101321), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/sean-carhart-1101321, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._