---
canonical_url: https://lendb.ai/lo/sean-dibsy-2236623
json_url: https://lendb.ai/lo/sean-dibsy-2236623.json
nmls_id: 2236623
last_verified: 2026-10-28
---

# Sean Dibsy

Loan officer at OPTIMUM FIRST INC.. NMLS ID 2236623 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2236623)).

Sean Dibsy (NMLS 2236623) is a mortgage loan officer at OPTIMUM FIRST INC., licensed in Illinois since 2026 and in Florida, Texas, California and Oregon.

**Summary:** Sean Dibsy (NMLS 2236623) is a loan officer at OPTIMUM FIRST INC.. Licensed in 5 states confirmed with state regulators: Florida, Texas, California, Oregon and Illinois. Earliest state license record: February 26, 2026 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Sean licensed in Florida?

Yes. Florida regulator records list license LO145982 as active, first effective March 18, 2026 (verified 2026-10-15). LenDb has 4 other states on file for Sean. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Sean work for?

OPTIMUM FIRST INC., company NMLS 240415, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Sean been licensed?

The earliest state license record LenDb holds for Sean is from February 26, 2026 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: February 26, 2026 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Sean J. Dibsy (CA, FL, OR, TX, as of 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Oregon (OR, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO145982 | active | confirmed | 2026-03-18 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-03-05 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02087043 | active | confirmed |  | state_regulator | 2026-10-24 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-03-09 | state_regulator | 2026-10-20 |
| IL | Illinois regulator | state_license | 31.0093652 | active | confirmed | 2026-02-26 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: OPTIMUM FIRST INC. (NMLS 240415). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2236623

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2236623
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Sean Dibsy (NMLS 2236623), OPTIMUM FIRST INC.. LenDb.ai, https://lendb.ai/lo/sean-dibsy-2236623, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._