---
canonical_url: https://lendb.ai/lo/sean-gray-1523173
json_url: https://lendb.ai/lo/sean-gray-1523173.json
nmls_id: 1523173
last_verified: 2026-10-09
---

# Sean Gray

Loan Officer at Xpert Home Lending. NMLS ID 1523173 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1523173)).

**Summary:** Sean Gray (NMLS 1523173) is Loan Officer at Xpert Home Lending. Lists Arizona, Illinois and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: August 30, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 30, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), Illinois (IL, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- service_area: Arizona, Illinois, Tennessee. Source: https://xperthomelending.com/loan-directory/sean-gray, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO131490 | expired | confirmed | 2024-08-30 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/sean-gray, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1523173

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/sean-gray
- Office phone on file: shown at https://lendb.ai/lo/sean-gray-1523173#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1523173
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/sean-gray

Cite as: Sean Gray (NMLS 1523173), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/sean-gray-1523173, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._