---
canonical_url: https://lendb.ai/lo/sean-kelly-284380
json_url: https://lendb.ai/lo/sean-kelly-284380.json
nmls_id: 284380
last_verified: 2026-10-15
---

# Sean Kelly

Loan Officer at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 284380 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/284380)).

**Summary:** Sean Kelly (NMLS 284380) is Loan Officer at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in 2 states confirmed with state regulators: Texas and California. Also lists Idaho, Nevada, Oregon, Pennsylvania, Tennessee and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: March 3, 2025 (Texas), per state regulator. States 35 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 3, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 35 (source: https://rwmloans.com/sean-kelly/, verified 2026-10-15)
- Licensed in: Texas (TX, confirmed), California (CA, confirmed), Idaho (ID, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 35. Source: https://rwmloans.com/sean-kelly/, verified 2026-10-15.
- role: owner of West Coast Mortgage. Source: https://rwmloans.com/sean-kelly/, verified 2026-10-15.
- education: Stanford University, graduated 1982. Source: https://rwmloans.com/sean-kelly/, verified 2026-10-15.
- other: more than 3,000 loans personally funded. Source: https://rwmloans.com/sean-kelly/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2025-03-03 | state_regulator | 2026-10-13 |
| CA | state_license | 00985959 | active | confirmed |  | state_regulator | 2026-10-15 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/sean-kelly/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/284380

## Contact

- linkedin_url: https://www.linkedin.com/in/sean-kelly-b242616/ (source: lender_site, verified 2026-10-15)
- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/sean-kelly/
- Office phone and Email on file: shown at https://lendb.ai/lo/sean-kelly-284380#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/284380
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://rwmloans.com/sean-kelly/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Sean Kelly (NMLS 284380), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/sean-kelly-284380, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._