---
canonical_url: https://lendb.ai/lo/sean-kunio-kitagawa-98855
json_url: https://lendb.ai/lo/sean-kunio-kitagawa-98855.json
nmls_id: 98855
last_verified: 2026-10-09
---

# Sean Kunio Kitagawa

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Fremont, CA. NMLS ID 98855 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/98855)).

**Summary:** Sean Kunio Kitagawa (NMLS 98855) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Fremont, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/39395-paseo-padre-pkwy-hla-98855
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/fremont/39395-paseo-padre-pkwy-hla-98855

## About

Sean has 25 years of experience as a Senior Home Lending Advisor serving the Bay Area, specializing in preapproval, fixed-rate and adjustable-rate mortgages, and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Bay Area. Source: https://homelendingadvisor.chase.com/ca/fremont/39395-paseo-padre-pkwy-hla-98855, verified 2026-10-09.
- credential: Chase Certified in Down Payment Assistance Programs. Source: https://homelendingadvisor.chase.com/ca/fremont/39395-paseo-padre-pkwy-hla-98855, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Fremont, CA. Source: https://homelendingadvisor.chase.com/ca/fremont/39395-paseo-padre-pkwy-hla-98855, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/98855

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/fremont/39395-paseo-padre-pkwy-hla-98855
- Office phone and Email on file: shown at https://lendb.ai/lo/sean-kunio-kitagawa-98855#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/98855
- lender_site: https://homelendingadvisor.chase.com/ca/fremont/39395-paseo-padre-pkwy-hla-98855

Cite as: Sean Kunio Kitagawa (NMLS 98855), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/sean-kunio-kitagawa-98855, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._