---
canonical_url: https://lendb.ai/lo/sean-mccarthy-1481385
json_url: https://lendb.ai/lo/sean-mccarthy-1481385.json
nmls_id: 1481385
last_verified: 2026-10-15
---

# Sean McCarthy

Mortgage Loan Originator at Vanderbilt Mortgage and Finance, Inc., West Chester, OH. NMLS ID 1481385 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481385)).

**Summary:** Sean McCarthy (NMLS 1481385) is Mortgage Loan Originator at Vanderbilt Mortgage and Finance, Inc., based in West Chester, OH. Earliest state license record: May 19, 2016 (Florida), per state regulator. States 11 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 19, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 11 (source: https://silvertonmortgage.com/seanmccarthy/, verified 2026-10-15)
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Sean McCarthy has over 11 years of residential mortgage lending and more than 20 years in real estate finance. They also invest in real estate personally.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 11. Source: https://silvertonmortgage.com/seanmccarthy/, verified 2026-10-15.
- years_experience: 20. Source: https://silvertonmortgage.com/seanmccarthy/, verified 2026-10-15.
- education: Finance degree, University of Kentucky. Source: https://silvertonmortgage.com/seanmccarthy/, verified 2026-10-15.
- education: MBA, Eastern Kentucky University. Source: https://silvertonmortgage.com/seanmccarthy/, verified 2026-10-15.
- community: Supports wife's Drill4Life charity, which drills water wells in rural Zimbabwe. Source: https://silvertonmortgage.com/seanmccarthy/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO35253 | expired | confirmed | 2016-05-19 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Vanderbilt Mortgage and Finance, Inc. (NMLS 1561), West Chester, OH. Source: https://silvertonmortgage.com/seanmccarthy/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481385

## Contact

- View profile at Vanderbilt Mortgage and Finance, Inc.: https://silvertonmortgage.com/seanmccarthy/
- Email on file: shown at https://lendb.ai/lo/sean-mccarthy-1481385#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1481385
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://silvertonmortgage.com/seanmccarthy/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Sean McCarthy (NMLS 1481385), Vanderbilt Mortgage and Finance, Inc.. LenDb.ai, https://lendb.ai/lo/sean-mccarthy-1481385, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._