---
canonical_url: https://lendb.ai/lo/sean-valdez-2173236
json_url: https://lendb.ai/lo/sean-valdez-2173236.json
nmls_id: 2173236
last_verified: 2026-10-09
---

# Sean Valdez

Loan Officer Manager at Xpert Home Lending. NMLS ID 2173236 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2173236)).

**Summary:** Sean Valdez (NMLS 2173236) is Loan Officer Manager at Xpert Home Lending. Licensed in Pennsylvania, confirmed with the state regulator (license 117203). Also lists California on the lender page (not yet checked with the state regulator). Earliest state license record: November 24, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: November 24, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Pennsylvania (PA, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sean has 15+ years of experience, starting in custom manufacturing in the Bay Area before transitioning to mortgage lending. He is licensed in California and Pennsylvania.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15+. Source: https://xperthomelending.com/loan-directory/sean-valdez, verified 2026-10-09.
- role: Lead Fabricator, Shop Foreman, Production Manager, and Account Executive in custom manufacturing. Source: https://xperthomelending.com/loan-directory/sean-valdez, verified 2026-10-09.
- service_area: California and Pennsylvania. Source: https://xperthomelending.com/loan-directory/sean-valdez, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO98201 | expired | confirmed | 2021-11-24 | state_regulator | 2026-10-09 |
| PA | state_license | 117203 | active | confirmed |  | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/sean-valdez, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2173236

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/sean-valdez
- Office phone and Email on file: shown at https://lendb.ai/lo/sean-valdez-2173236#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2173236
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://xperthomelending.com/loan-directory/sean-valdez

Cite as: Sean Valdez (NMLS 2173236), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/sean-valdez-2173236, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._