---
canonical_url: https://lendb.ai/lo/sergio-ayala-2614999
json_url: https://lendb.ai/lo/sergio-ayala-2614999.json
nmls_id: 2614999
last_verified: 2026-10-15
---

# Sergio Ayala

Loan Advisor at Endeavor Capital, LLC, San Antonio, TX. NMLS ID 2614999 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2614999)).

**Summary:** Sergio Ayala (NMLS 2614999) is Loan Advisor at Endeavor Capital, LLC, based in San Antonio, TX. Licensed in Texas, confirmed with the state regulator. Also lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Speaks English and Spanish. Earliest state license record: October 3, 2024 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: October 3, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), Illinois (IL, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-15. Source: https://homesteadfinancial.com/loan-officers/sergio-ayala/

## Facts from the lender page and intro

- other: experience spanning consumer lending, auditing, and quality assurance. Source: https://homesteadfinancial.com/loan-officers/sergio-ayala/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2024-10-03 | state_regulator | 2026-10-13 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Endeavor Capital, LLC (NMLS 222524), San Antonio, TX. Source: https://homesteadfinancial.com/loan-officers/sergio-ayala/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2614999

## Contact

- View profile at Endeavor Capital, LLC: https://homesteadfinancial.com/loan-officers/sergio-ayala/
- Office phone and Email on file: shown at https://lendb.ai/lo/sergio-ayala-2614999#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2614999
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://homesteadfinancial.com/loan-officers/sergio-ayala/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Sergio Ayala (NMLS 2614999), Endeavor Capital, LLC. LenDb.ai, https://lendb.ai/lo/sergio-ayala-2614999, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._