--- canonical_url: https://lendb.ai/lo/sergio-elenes-2154017 json_url: https://lendb.ai/lo/sergio-elenes-2154017.json nmls_id: 2154017 last_verified: 2026-10-15 --- # Sergio Elenes Branch Manager at Lender Express Mortgage LLC. NMLS ID 2154017 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154017)). Sergio Elenes (NMLS 2154017) is a Branch Manager at Lender Express Mortgage LLC, serving Arizona. Sergio's focus, from their own profile, includes down payment assistance, first-time buyer and ITIN borrower, and Sergio speaks English and Spanish. **Summary:** Sergio Elenes (NMLS 2154017) is Branch Manager at Lender Express Mortgage LLC. Lists Arizona on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer, ITIN borrower, Self-employed and Low credit score. Lender Express Mortgage LLC also offers VA loan (a lender program, not confirmed as their own focus). Speaks English and Spanish. Last verified 2026-10-15. ## Quick answers ### Is Sergio licensed in Arizona? Lender Express Mortgage LLC's page for Sergio lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://lenderexpress.com/loan-officer/sergio-elenes/. ### Does Sergio do down payment assistance? Sergio's profile lists down payment assistance as a focus (from their lender profile page). It also lists first-time buyer, ITIN borrower and self-employed. Source: https://lenderexpress.com/loan-officer/sergio-elenes/. ### What lender does Sergio work for? Lender Express Mortgage LLC, company NMLS 1963444, per the lender's own site (verified 2026-10-15). Source: https://lenderexpress.com/loan-officer/sergio-elenes/. ### What languages does Sergio speak? English and Spanish, per their lender page (verified 2026-10-15). Source: https://lenderexpress.com/loan-officer/sergio-elenes/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Arizona (AZ, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/sergio-elenes/ - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/sergio-elenes/ - **ITIN borrower** (`itin`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/sergio-elenes/ - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/sergio-elenes/ - **Low credit score** (`low-credit`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/sergio-elenes/ - **FHA loan** (`fha`): from their lender profile page, confidence 0.10, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/sergio-elenes/ ### Their lender offers (lender level: Lender Express Mortgage LLC's programs, not confirmed as this person's focus) - **VA loan** (`va`): verified 2026-10-13. Source: https://lenderexpress.com ## Facts from the lender page and intro - role: Branch Manager, Avondale office. Source: https://lenderexpress.com/loan-officer/sergio-elenes/, verified 2026-10-15. - other: Started in real estate in 2019 before moving into mortgages. Source: https://lenderexpress.com/loan-officer/sergio-elenes/, verified 2026-10-15. - credential: Licensed real estate agent. Source: https://lenderexpress.com/loan-officer/sergio-elenes/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Lender Express Mortgage LLC (NMLS 1963444). Source: https://lenderexpress.com/loan-officer/sergio-elenes/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154017 ## Contact - linkedin_url: https://www.linkedin.com/in/sergio-elenes-aba8b4190/ (source: lender_site, verified 2026-10-15) - View profile at Lender Express Mortgage LLC: https://lenderexpress.com/loan-officer/sergio-elenes/ - Office phone on file: shown at https://lendb.ai/lo/sergio-elenes-2154017#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154017 - lender_site: https://lenderexpress.com/loan-officer/sergio-elenes/ - state_regulator (lender programs): https://lenderexpress.com Cite as: Sergio Elenes (NMLS 2154017), Lender Express Mortgage LLC. LenDb.ai, https://lendb.ai/lo/sergio-elenes-2154017, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._