--- canonical_url: https://lendb.ai/lo/shaheen-esmail-1877354 json_url: https://lendb.ai/lo/shaheen-esmail-1877354.json nmls_id: 1877354 last_verified: 2026-10-31 --- # Shaheen Esmail Associate Sales Director at INDEPENDENCE HOME LOANS LLC. NMLS ID 1877354 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1877354)). Shaheen Esmail (NMLS 1877354) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2019 and in Florida, Texas, Louisiana and 9 more states. Shaheen's lender page shows a focus on VA loan. **Summary:** Shaheen Esmail (NMLS 1877354) is Associate Sales Director at INDEPENDENCE HOME LOANS LLC. Licensed in 13 states confirmed with state regulators: Florida, Texas, Louisiana, Delaware, Arkansas, Iowa, Oregon, Wisconsin and 5 more. Focus areas shown on the lender page: VA loan. Earliest state license record: August 5, 2019 (Iowa), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Shaheen licensed in Florida? Yes. Florida regulator records list license LO63768 as active, first effective August 28, 2019 (verified 2026-10-15). LenDb has 12 other states on file for Shaheen. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Shaheen do VA loans? Shaheen's profile lists VA loan as a focus (from their lender profile page). Source: https://independencehl.com/shaheen-esmail/. ### What lender does Shaheen work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/shaheen-esmail/. ### How long has Shaheen been licensed? The earliest state license record LenDb holds for Shaheen is from August 5, 2019 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: August 5, 2019 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Shaheen A. Esmail (AR, CA, DE, FL, IA, LA, MD, NV, NY, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/shaheen-esmail/ ## Facts from the lender page and intro - years_experience: over 10. Source: https://independencehl.com/shaheen-esmail/, verified 2026-10-15. - role: Executive Loan Officer. Source: https://independencehl.com/shaheen-esmail/, verified 2026-10-15. - other: closed hundreds of loans, funding over $200 million in loan volume. Source: https://independencehl.com/shaheen-esmail/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO63768 | active | confirmed | 2019-08-28 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2019-09-20 | state_regulator | 2026-10-13 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 34633 | active | confirmed | 2019-08-05 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-23 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1877354 | active | confirmed | 2025-12-17 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1877354 | active | confirmed | 2019-09-27 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109841 | active | confirmed | 2026-02-17 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0092904 | active | confirmed | 2026-01-09 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-152060 | active | confirmed | 2025-12-30 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/shaheen-esmail/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1877354 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/shaheen-esmail/ - Office phone and Email on file: shown at https://lendb.ai/lo/shaheen-esmail-1877354#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1877354 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/shaheen-esmail/ Cite as: Shaheen Esmail (NMLS 1877354), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/shaheen-esmail-1877354, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._