---
canonical_url: https://lendb.ai/lo/shanan-fultz-2342049
json_url: https://lendb.ai/lo/shanan-fultz-2342049.json
nmls_id: 2342049
last_verified: 2026-10-15
---

# Shanan Fultz

Residential Mortgage Loan Originator at Cornerstone First Mortgage, Katy, TX. NMLS ID 2342049 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2342049)).

**Summary:** Shanan Fultz (NMLS 2342049) is Residential Mortgage Loan Originator at Cornerstone First Mortgage, based in Katy, TX. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Cornerstone First Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **HELOC** (`heloc`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Real estate investor** (`investor`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **New construction** (`new-construction`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Reverse mortgage** (`reverse`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Self-employed** (`self-employed`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **USDA loan** (`usda`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **VA loan** (`va`): verified 2026-10-15. Source: https://www.cornerstonefirst.com

## About

Shanan Fultz focuses on building trustworthy relationships with clients and realtor partners. They weigh loan options against each borrower's credit and financial background.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Cornerstone First Mortgage (NMLS 292897), Katy, TX. Source: https://encompasslending.com/sfultz/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2342049

## Contact

- View profile at Cornerstone First Mortgage: https://encompasslending.com/sfultz/
- Office phone and Email on file: shown at https://lendb.ai/lo/shanan-fultz-2342049#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2342049
- lender_site: https://encompasslending.com/sfultz/
- lender_site (lender programs): https://www.cornerstonefirst.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Shanan Fultz (NMLS 2342049), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/shanan-fultz-2342049, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._