---
canonical_url: https://lendb.ai/lo/shane-higgins-2020715
json_url: https://lendb.ai/lo/shane-higgins-2020715.json
nmls_id: 2020715
last_verified: 2026-10-09
---

# Shane Higgins

Senior Mortgage Banker at Total Mortgage Services, Milford, CT. NMLS ID 2020715 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2020715)).

**Summary:** Shane Higgins (NMLS 2020715) is Senior Mortgage Banker at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO84004). Also lists Connecticut, Massachusetts, North Carolina, New Hampshire, New Jersey and Vermont on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), Vermont (VT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/shane-higgins

## About

Shane has extensive experience supporting hundreds of unique lending scenarios and works across Connecticut and Massachusetts offices. He specializes in first-time homebuyers and seasoned homeowners, staying informed on market trends and financing options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Has a dog named Duey; enjoys spending time with family and friends. Source: https://www.totalmortgage.com/bankers/shane-higgins, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO84004 | active | confirmed | 2021-03-16 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/shane-higgins, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2020715

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/shane-higgins
- Email on file: shown at https://lendb.ai/lo/shane-higgins-2020715#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2020715
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/shane-higgins

Cite as: Shane Higgins (NMLS 2020715), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/shane-higgins-2020715, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._