---
canonical_url: https://lendb.ai/lo/shane-smith-235902
json_url: https://lendb.ai/lo/shane-smith-235902.json
nmls_id: 235902
last_verified: 2026-10-09
---

# Shane Smith

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), San Diego, CA. NMLS ID 235902 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/235902)).

**Summary:** Shane Smith (NMLS 235902) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in San Diego, CA. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, HELOC, VA loan and FHA loan. Earliest state license record: January 21, 2014 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 21, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902

## About

Shane has 23 years of experience as a Senior Home Lending Advisor, serving Southern California and nationwide, specializing in self-employed lending, HELOCs, and condo/co-op lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO23092 | active | confirmed | 2014-01-21 | state_regulator | 2026-10-09 |
| CO | state_license | 100506747 | active | confirmed | 2017-03-20 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), San Diego, CA. Source: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/235902

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902
- Office phone and Email on file: shown at https://lendb.ai/lo/shane-smith-235902#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/235902
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=193976&contact=411225
- lender_site: https://homelendingadvisor.chase.com/ca/san-diego/101-w-broadway-ste-100-hla-235902

Cite as: Shane Smith (NMLS 235902), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/shane-smith-235902, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._