{
  "canonical_url": "https://lendb.ai/lo/shannon-horn-121410",
  "lede": {
    "text": "Shannon Horn (NMLS 121410) is a Senior Mortgage Advisor at Advantage Mortgage, Inc. in Canby, Oregon, licensed in Oregon since 2010 and in Texas. Shannon's own profile lists reverse mortgage as a focus.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Shannon licensed in Oregon?",
      "a": "Yes. Oregon regulator records list a license as active, first effective July 31, 2010 (verified 2026-10-20). LenDb has 4 other states on file for Shannon.",
      "fields": [
        "licenses"
      ],
      "source": "Oregon state regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    {
      "q": "Does Shannon do reverse mortgages?",
      "a": "Shannon's profile lists reverse mortgage as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Shannon work for?",
      "a": "Advantage Mortgage, Inc., company NMLS 1770599, from the Canby, OR office, per the lender's own site (verified 2026-10-26).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How long has Shannon been licensed?",
      "a": "The earliest state license record LenDb holds for Shannon is from July 31, 2010 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Oregon state regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 121410,
    "slug": "shannon-horn-121410",
    "canonical_url": "https://lendb.ai/lo/shannon-horn-121410",
    "md_url": "https://lendb.ai/lo/shannon-horn-121410.md",
    "json_url": "https://lendb.ai/lo/shannon-horn-121410.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/121410",
    "full_name": {
      "value": "Shannon Horn",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Shannon",
    "last_name": "Horn",
    "licensed_names": [
      {
        "name": "Shannon Horn",
        "name_with_middle_initial": "Shannon D. Horn",
        "first_name": "Shannon",
        "middle_initial": "D",
        "last_name": "Horn",
        "states": [
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Shannon Horn is a Senior Mortgage Advisor with almost two decades in the mortgage industry. Their specialty is reverse mortgages, and they also assist with forward mortgages, new construction and refinances. They are licensed in Oregon, Washington, Idaho, Texas and Arizona.",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Senior Mortgage Advisor",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1770599,
      "lender_name": "Advantage Mortgage, Inc.",
      "lender_slug": "advantage-mortgage-inc-1770599",
      "branch_city": "Canby",
      "branch_state": "OR",
      "branch_zip": "97013",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1770599,
        "lender_name": "Advantage Mortgage, Inc.",
        "lender_slug": "advantage-mortgage-inc-1770599",
        "branch_city": "Canby",
        "branch_state": "OR",
        "branch_zip": "97013",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-01-31",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2010-07-31",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/shannon-horn-a3bb6212",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "almost two decades",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "Branch Manager",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "education",
        "value": "Economics degree, Portland State University",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "community",
        "value": "Host parent to 8 Rotary youth exchange students",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 10:14:13.562874+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/shannon-horn-121410#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2010-07-31",
      "state": "OR"
    },
    "licensed_since": {
      "year": 2010,
      "state": "OR"
    },
    "federal_registration": null
  }
}