---
canonical_url: https://lendb.ai/lo/sharlene-tedios-1972169
json_url: https://lendb.ai/lo/sharlene-tedios-1972169.json
nmls_id: 1972169
last_verified: 2026-10-09
---

# Sharlene Tedios

Mortgage Loan Officer at Loan Factory. NMLS ID 1972169 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1972169)).

**Summary:** Sharlene Tedios (NMLS 1972169) is Mortgage Loan Officer at Loan Factory. Lists California, Hawaii, Indiana and Nevada on the lender page (not yet checked with the state regulator). Speaks English, il and Tagalog. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Hawaii (HI, lender_reported), Indiana (IN, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, il, Tagalog
- Profile: unclaimed
- Status: active

## Specialties


## About

Sharlene is a mortgage loan officer with extensive experience serving clients in California, Hawaii, Indiana, and Nevada. A small business owner and investment property manager, she specializes in tailored mortgage solutions for first-time homebuyers and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Small business owner of a licensed childcare facility. Source: https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169, verified 2026-10-09.
- years_experience: since 2011. Source: https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169, verified 2026-10-09.
- other: Manages own investment properties. Source: https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169, verified 2026-10-09.
- service_area: Hawaii, California, Indiana, Nevada. Source: https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| HI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1972169

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1972169
- lender_site: https://www.loanfactory.com/mortgage-expert/sharlene-tedios-1972169

Cite as: Sharlene Tedios (NMLS 1972169), Loan Factory. LenDb.ai, https://lendb.ai/lo/sharlene-tedios-1972169, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
