---
canonical_url: https://lendb.ai/lo/shauna-yliniemi-1660120
json_url: https://lendb.ai/lo/shauna-yliniemi-1660120.json
nmls_id: 1660120
last_verified: 2026-10-26
---

# Shauna Yliniemi

Assoicate Loan Officer at Bell Bank, Detroit Lakes, MN. NMLS ID 1660120 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1660120)).

Shauna Yliniemi, NMLS 1660120, works as an Assoicate Loan Officer at Bell Bank in Detroit Lakes, Minnesota. Shauna's lender page shows a focus on refinance, FHA loan and USDA loan.

**Summary:** Shauna Yliniemi (NMLS 1660120) is Assoicate Loan Officer at Bell Bank, based in Detroit Lakes, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Refinance, FHA loan, USDA loan, VA loan and First-time buyer. Last verified 2026-10-26.

## Quick answers

### Is Shauna licensed?

Shauna works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Shauna list refinance as a focus?

Shauna's profile lists refinance as a focus (from their lender profile page). It also lists FHA loan, USDA loan and VA loan. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi.

### What lender does Shauna work for?

Bell Bank, company NMLS 419538, from the Detroit Lakes, MN office, per the lender's own site (verified 2026-10-26). Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Refinance** (`refinance`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi
- **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi
- **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi
- **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.45, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi

## Facts from the lender page and intro

- years_experience: since 2014. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi, verified 2026-10-26.
- other: Moved into the mortgage division in 2021. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi, verified 2026-10-26.
- credential: Bell Value Award – Family Atmosphere. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bell Bank (NMLS 419538), Detroit Lakes, MN. Source: https://bell.bank/mortgage/loan-officer/shaunayliniemi, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1660120

## Contact

- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/shaunayliniemi
- Office phone and Email on file: shown at https://lendb.ai/lo/shauna-yliniemi-1660120#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1660120
- lender_site: https://bell.bank/mortgage/loan-officer/shaunayliniemi

Cite as: Shauna Yliniemi (NMLS 1660120), Bell Bank. LenDb.ai, https://lendb.ai/lo/shauna-yliniemi-1660120, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._