{
  "canonical_url": "https://lendb.ai/lo/shawna-al-daghesh-1803286",
  "lede": {
    "text": "Shawna Al-Daghesh (NMLS 1803286) is a mortgage loan officer at Watermark Capital, Inc., licensed in Texas since 2019. Shawna works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Shawna licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective January 7, 2019 (verified 2026-10-13).",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Shawna work for, and is it FHA-approved?",
      "a": "Watermark Capital, Inc., company NMLS 1838, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "How long has Shawna been licensed?",
      "a": "The earliest state license record LenDb holds for Shawna is from January 7, 2019 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1803286,
    "slug": "shawna-al-daghesh-1803286",
    "canonical_url": "https://lendb.ai/lo/shawna-al-daghesh-1803286",
    "md_url": "https://lendb.ai/lo/shawna-al-daghesh-1803286.md",
    "json_url": "https://lendb.ai/lo/shawna-al-daghesh-1803286.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1803286",
    "full_name": {
      "value": "Shawna Al-Daghesh",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "first_name": "Shawna",
    "last_name": "Al-Daghesh",
    "licensed_names": [
      {
        "name": "Shawna Al-Daghesh",
        "name_with_middle_initial": "Shawna M. Al-Daghesh",
        "first_name": "Shawna",
        "middle_initial": "M",
        "last_name": "Al-Daghesh",
        "states": [
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 0,
    "current_employment": {
      "lender_nmls_id": 1838,
      "lender_name": "Watermark Capital, Inc.",
      "lender_slug": "watermark-capital-inc-1838",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": null,
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1838,
        "lender_name": "Watermark Capital, Inc.",
        "lender_slug": "watermark-capital-inc-1838",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2019-01-07",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-13",
    "updated_at": "2026-10-13 15:28:16.208057+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "earliest_license_record": {
      "date": "2019-01-07",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2019,
      "state": "TX"
    },
    "federal_registration": null
  }
}