---
canonical_url: https://lendb.ai/lo/sheila-welsh-364985
json_url: https://lendb.ai/lo/sheila-welsh-364985.json
nmls_id: 364985
last_verified: 2026-10-09
---

# Sheila Welsh

Senior Loan Officer at Ruoff Mortgage. NMLS ID 364985 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/364985)).

**Summary:** Sheila Welsh (NMLS 364985) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.ruoff.com/SheilaWelsh, verified 2026-10-09)
- Licensed in: Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sheila brings more than two decades in mortgage and real estate, serving as a trusted counselor to guide clients through home-buying and has established herself as a top producer among her peers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.ruoff.com/SheilaWelsh, verified 2026-10-09.
- credential: President's Club 5x Winner. Source: https://www.ruoff.com/SheilaWelsh, verified 2026-10-09.
- credential: Top Mortgage Lenders (Scotsman Guide). Source: https://www.ruoff.com/SheilaWelsh, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/SheilaWelsh, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/364985

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/SheilaWelsh
- Office phone on file: shown at https://lendb.ai/lo/sheila-welsh-364985#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/364985
- lender_site: https://www.ruoff.com/SheilaWelsh

Cite as: Sheila Welsh (NMLS 364985), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/sheila-welsh-364985, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._