---
canonical_url: https://lendb.ai/lo/shelby-means-1422959
json_url: https://lendb.ai/lo/shelby-means-1422959.json
nmls_id: 1422959
last_verified: 2026-10-09
---

# Shelby Means

Loan officer at Prosperity Bank, Lubbock, TX. NMLS ID 1422959 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1422959)).

**Summary:** Shelby Means (NMLS 1422959) is a loan officer at Prosperity Bank, based in Lubbock, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://prosperitybankhomeloans.com/loan_officer/shelby-means/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With over 30 years of banking and lending experience, Shelby has been a mortgage loan officer since 2018. She focuses on guiding clients through the mortgage process with clear communication and transparency.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://prosperitybankhomeloans.com/loan_officer/shelby-means/, verified 2026-10-09.
- years_experience: since 2018. Source: https://prosperitybankhomeloans.com/loan_officer/shelby-means/, verified 2026-10-09.
- credential: Member of Prosperity Bank since 1997. Source: https://prosperitybankhomeloans.com/loan_officer/shelby-means/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Prosperity Bank (NMLS 466414), Lubbock, TX. Source: https://prosperitybankhomeloans.com/loan_officer/shelby-means/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1422959

## Contact

- linkedin_url: https://www.linkedin.com/in/shelby-means-a2367831/ (source: lender_site, verified 2026-10-09)
- View profile at Prosperity Bank: https://prosperitybankhomeloans.com/loan_officer/shelby-means/
- Office phone and Email on file: shown at https://lendb.ai/lo/shelby-means-1422959#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1422959
- lender_site: https://prosperitybankhomeloans.com/loan_officer/shelby-means/

Cite as: Shelby Means (NMLS 1422959), Prosperity Bank. LenDb.ai, https://lendb.ai/lo/shelby-means-1422959, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._