---
canonical_url: https://lendb.ai/lo/shelby-wardlaw-1458807
json_url: https://lendb.ai/lo/shelby-wardlaw-1458807.json
nmls_id: 1458807
last_verified: 2026-10-09
---

# Shelby Wardlaw

Loan Officer at CrossCountry Mortgage, Loveland, CO. NMLS ID 1458807 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1458807)).

**Summary:** Shelby Wardlaw (NMLS 1458807) is Loan Officer at CrossCountry Mortgage, based in Loveland, CO. Licensed in Colorado, confirmed with the state regulator (license 100513489). Also lists Maine, New Mexico and Wyoming on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: USDA loan. Speaks Spanish. Licensed since 2019 (per Colorado records). States 8 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Colorado records). This is license history on file, not total experience.
- Years experience (stated by the LO): 8 (source: https://crosscountrymortgage.com/loveland-co-5120/shelby-wardlaw/, verified 2026-10-09)
- Licensed in: Colorado (CO, confirmed), Maine (ME, lender_reported), New Mexico (NM, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/loveland-co-5120/shelby-wardlaw/

## About

Shelby has over eight years of mortgage experience and specializes in guiding first-time homebuyers, upgraders, and downsizers through the process. Shelby speaks Spanish.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 8. Source: https://crosscountrymortgage.com/loveland-co-5120/shelby-wardlaw/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100513489 | active | confirmed | 2019-02-08 | state_regulator | 2026-10-10 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Loveland, CO. Source: https://crosscountrymortgage.com/loveland-co-5120/shelby-wardlaw/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1458807

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/loveland-co-5120/shelby-wardlaw/
- Email on file: shown at https://lendb.ai/lo/shelby-wardlaw-1458807#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1458807
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=225410&contact=445417
- lender_site: https://crosscountrymortgage.com/loveland-co-5120/shelby-wardlaw/

Cite as: Shelby Wardlaw (NMLS 1458807), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/shelby-wardlaw-1458807, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._