---
canonical_url: https://lendb.ai/lo/shelley-covington-102076
json_url: https://lendb.ai/lo/shelley-covington-102076.json
nmls_id: 102076
last_verified: 2026-10-09
---

# Shelley Covington

Sr. Loan Officer at Intercap Lending. NMLS ID 102076 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/102076)).

**Summary:** Shelley Covington (NMLS 102076) is Sr. Loan Officer at Intercap Lending. Lists Arizona, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Real estate investor and VA loan. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.intercaplending.com/loan-officer/shelley-covington/, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/shelley-covington/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/shelley-covington/
- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/shelley-covington/

## About

Shelley has 25 years in the mortgage industry helping first-time buyers, move-up families, veterans, and investors. She specializes in FHA, VA, USDA, conventional, 203k, down payment assistance, reverse mortgages, bank statement loans, and jumbo products.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.intercaplending.com/loan-officer/shelley-covington/, verified 2026-10-09.
- service_area: Pacific Northwest. Source: https://www.intercaplending.com/loan-officer/shelley-covington/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465). Source: https://www.intercaplending.com/loan-officer/shelley-covington/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/102076

## Contact

- linkedin_url: https://www.linkedin.com/in/shelley-covington-0a277420/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/shelley-covington/
- Email on file: shown at https://lendb.ai/lo/shelley-covington-102076#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/102076
- lender_site: https://www.intercaplending.com/loan-officer/shelley-covington/

Cite as: Shelley Covington (NMLS 102076), Intercap Lending. LenDb.ai, https://lendb.ai/lo/shelley-covington-102076, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._