---
canonical_url: https://lendb.ai/lo/shellie-ali-526283
json_url: https://lendb.ai/lo/shellie-ali-526283.json
nmls_id: 526283
last_verified: 2026-10-09
---

# Michael Ali

Originating Branch Manager at CrossCountry Mortgage, Birmingham, AL. NMLS ID 526283 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/526283)).

**Summary:** Michael Ali (NMLS 526283) is Originating Branch Manager at CrossCountry Mortgage, based in Birmingham, AL. Lists Alabama and Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Down payment assistance and Renovation loan (203k / HomeStyle). Licensed since 2024 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/, verified 2026-10-09)
- Licensed in: Alabama (AL, lender_reported), Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/

## About

Michael Ali has 25 years of mortgage industry experience. He specializes in serving first-time homebuyers and real estate investors, offering after-hours availability and personalized guidance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO131044 | expired | confirmed | 2024-08-15 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Birmingham, AL. Source: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/526283

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/
- Office phone and Email on file: shown at https://lendb.ai/lo/shellie-ali-526283#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/526283
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/

Cite as: Michael Ali (NMLS 526283), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/shellie-ali-526283, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._