---
canonical_url: https://lendb.ai/lo/shelly-winston-1139177
json_url: https://lendb.ai/lo/shelly-winston-1139177.json
nmls_id: 1139177
last_verified: 2026-10-09
---

# Shelly Winston

Loan Officer at Union Home Mortgage, Ooltewah, TN. NMLS ID 1139177 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1139177)).

**Summary:** Shelly Winston (NMLS 1139177) is Loan Officer at Union Home Mortgage, based in Ooltewah, TN. Lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: March 9, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 9, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Shelly has worked as a residential loan officer for nearly a decade, serving clients in Tennessee. She emphasizes honesty and integrity while guiding borrowers through the home purchase journey.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: nearly a decade. Source: https://www.uhm.com/loan-officers/shelly-winston/, verified 2026-10-09.
- service_area: Tennessee. Source: https://www.uhm.com/loan-officers/shelly-winston/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO83469 | expired | confirmed | 2021-03-09 | state_regulator | 2026-10-09 |
| GA | state_license | 43542 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 117480 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Ooltewah, TN. Source: https://www.uhm.com/loan-officers/shelly-winston/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1139177

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/shelly-winston/
- Office phone and Email on file: shown at https://lendb.ai/lo/shelly-winston-1139177#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1139177
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/shelly-winston/

Cite as: Shelly Winston (NMLS 1139177), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/shelly-winston-1139177, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._