---
canonical_url: https://lendb.ai/lo/sheryl-nelson-404492
json_url: https://lendb.ai/lo/sheryl-nelson-404492.json
nmls_id: 404492
last_verified: 2026-10-16
---

# Sheryl Nelson

Loan Officer at Granite Bank, Apple Valley, MN. NMLS ID 404492 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404492)).

Sheryl Nelson, NMLS 404492, works as a Loan Officer at Granite Bank in Apple Valley, Minnesota.

**Summary:** Sheryl Nelson (NMLS 404492) is Loan Officer at Granite Bank, based in Apple Valley, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: November 5, 2020 (Wisconsin), per state regulator. States 27 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Sheryl licensed?

Sheryl works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Sheryl work for?

Granite Bank, company NMLS 405434, from the Apple Valley, MN office, per the lender's own site (verified 2026-10-16). Source: https://granitebank.com/loan-officer/sherylnelson/.

### How long has Sheryl been licensed?

The earliest state license record LenDb holds for Sheryl is from November 5, 2020 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Sheryl states 27 years of experience. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: November 5, 2020 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 27 (source: https://granitebank.com/loan-officer/sherylnelson/, verified 2026-10-16)
- Also licensed as (state regulator records, same NMLS ID): Sheryl Bills Nelson (WI, as of 2026-10-21)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Sheryl Nelson is a Loan Officer in Apple Valley, MN. They have spent more than 27 years in finance. They enjoy restoring older homes and keep two Australian Shepherds.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 27. Source: https://granitebank.com/loan-officer/sherylnelson/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| WI | Wisconsin regulator | state_license | 404492 | inactive | confirmed | 2020-11-05 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: Granite Bank (NMLS 405434), Apple Valley, MN. Source: https://granitebank.com/loan-officer/sherylnelson/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404492

## Contact

- linkedin_url: https://www.linkedin.com/in/sheryl-nelson-1825423a/ (source: lender_site, verified 2026-10-16)
- View profile at Granite Bank: https://granitebank.com/loan-officer/sherylnelson/
- Office phone and Email on file: shown at https://lendb.ai/lo/sheryl-nelson-404492#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404492
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- lender_site: https://granitebank.com/loan-officer/sherylnelson/

Cite as: Sheryl Nelson (NMLS 404492), Granite Bank. LenDb.ai, https://lendb.ai/lo/sheryl-nelson-404492, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._