---
canonical_url: https://lendb.ai/lo/shila-cowie-1413026
json_url: https://lendb.ai/lo/shila-cowie-1413026.json
nmls_id: 1413026
last_verified: 2026-10-09
---

# Shila Cowie

Loan Officer at Guild Mortgage, Redlands, CA. NMLS ID 1413026 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1413026)).

**Summary:** Shila Cowie (NMLS 1413026) is Loan Officer at Guild Mortgage, based in Redlands, CA. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Shila Cowie has over 20 years of mortgage experience and is known for strong communication skills and a client-first approach to every transaction.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://branches.guildmortgage.com/ca/redlands/shila-cowie-72-rrscow.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Redlands, CA. Source: https://branches.guildmortgage.com/ca/redlands/shila-cowie-72-rrscow.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1413026

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/redlands/shila-cowie-72-rrscow.html
- Office phone and Email on file: shown at https://lendb.ai/lo/shila-cowie-1413026#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1413026
- lender_site: https://branches.guildmortgage.com/ca/redlands/shila-cowie-72-rrscow.html

Cite as: Shila Cowie (NMLS 1413026), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/shila-cowie-1413026, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._