--- canonical_url: https://lendb.ai/lo/shine-showkat-2334849 json_url: https://lendb.ai/lo/shine-showkat-2334849.json nmls_id: 2334849 last_verified: 2026-10-16 --- # Shine Showkat Senior Loan Officer at Quontic Bank, New York & New Jersey. NMLS ID 2334849 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2334849)). Shine Showkat (NMLS 2334849) is a Senior Loan Officer at Quontic Bank. Shine's focus, from their own profile, includes 2 to 4 unit property, DSCR loan and FHA loan, and Shine speaks Bengali, Hindi and Urdu. **Summary:** Shine Showkat (NMLS 2334849) is Senior Loan Officer at Quontic Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: 2 to 4 unit property, DSCR loan, FHA loan, Mixed-use property and Non-QM loan. Speaks Bengali, Hindi and Urdu. States 21 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Shine licensed? Shine works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Shine work on 2 to 4 unit property loans? Shine's profile lists 2 to 4 unit property as a focus (from their lender profile page). It also lists DSCR loan, FHA loan and mixed-use property. Source: https://www.quontic.com/help/loan-officers/shine-showkat/. ### What lender does Shine work for? Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/shine-showkat/. ### What languages does Shine speak? Bengali, Hindi and Urdu, per their lender page (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/shine-showkat/. ### How much experience does Shine have? Shine states 21 years of experience. Source: https://www.quontic.com/help/loan-officers/shine-showkat/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 21 (source: https://www.quontic.com/help/loan-officers/shine-showkat/, verified 2026-10-16) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Bengali, Hindi, Urdu (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **2 to 4 unit property** (`multi-family-2-4`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/shine-showkat/ - **DSCR loan** (`dscr`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/shine-showkat/ - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/shine-showkat/ - **Mixed-use property** (`mixed-use`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/shine-showkat/ - **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/shine-showkat/ - **Real estate investor** (`investor`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/shine-showkat/ - **Refinance** (`refinance`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/shine-showkat/ ## Facts from the lender page and intro - years_experience: 21+. Source: https://www.quontic.com/help/loan-officers/shine-showkat/, verified 2026-10-16. - years_experience: since 2017. Source: https://www.quontic.com/help/loan-officers/shine-showkat/, verified 2026-10-16. - education: Master's in Management, University of Chittagong, Bangladesh. Source: https://www.quontic.com/help/loan-officers/shine-showkat/, verified 2026-10-16. - service_area: New York & New Jersey. Source: https://www.quontic.com/help/loan-officers/shine-showkat/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Quontic Bank (NMLS 403503), New York & New Jersey. Source: https://www.quontic.com/help/loan-officers/shine-showkat/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2334849 ## Contact - View profile at Quontic Bank: https://www.quontic.com/help/loan-officers/shine-showkat/ - Office phone and Email on file: shown at https://lendb.ai/lo/shine-showkat-2334849#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2334849 - lender_site: https://www.quontic.com/help/loan-officers/shine-showkat/ Cite as: Shine Showkat (NMLS 2334849), Quontic Bank. LenDb.ai, https://lendb.ai/lo/shine-showkat-2334849, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._