---
canonical_url: https://lendb.ai/lo/shirley-caldwell-ross-324194
json_url: https://lendb.ai/lo/shirley-caldwell-ross-324194.json
nmls_id: 324194
last_verified: 2026-10-09
---

# Shirley Caldwell-Ross

Loan Officer at ALCOVA Mortgage, McKinney, TX. NMLS ID 324194 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/324194)).

**Summary:** Shirley Caldwell-Ross (NMLS 324194) is Loan Officer at ALCOVA Mortgage, based in McKinney, TX. Lists Texas on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Shirley is from Lufkin, Texas and is focused on helping clients achieve their homeownership dreams.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Supports Ryan YMCA, Reach City Church in Bedford, TX. Source: https://alcova.com/loan-officer/shirley/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), McKinney, TX. Source: https://alcova.com/loan-officer/shirley/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/324194

## Contact

- linkedin_url: https://www.linkedin.com/in/shirley-caldwell-ross-a73393113/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/shirley/
- Email on file: shown at https://lendb.ai/lo/shirley-caldwell-ross-324194#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/324194
- lender_site: https://alcova.com/loan-officer/shirley/

Cite as: Shirley Caldwell-Ross (NMLS 324194), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/shirley-caldwell-ross-324194, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._