--- canonical_url: https://lendb.ai/lo/shoaib-ayub-1986377 json_url: https://lendb.ai/lo/shoaib-ayub-1986377.json nmls_id: 1986377 last_verified: 2026-10-31 --- # Sean Ayub Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1986377 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1986377)). Sean Ayub (NMLS 1986377) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Texas since 2024 and in Florida, Connecticut, Delaware and 11 more states. Sean's own profile lists FHA loan and VA loan as a focus. **Summary:** Sean Ayub (NMLS 1986377) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 15 states confirmed with state regulators: Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon and 7 more. Focus areas shown on the lender page: FHA loan and VA loan. Earliest state license record: January 18, 2024 (Texas), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Sean licensed in Florida? Yes. Florida regulator records list license LO126521 as active, first effective March 1, 2024 (verified 2026-10-15). LenDb has 14 other states on file for Sean. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Sean do FHA loans? Sean's profile lists FHA loan as a focus (from their lender profile page). It also lists VA loan. Source: https://independencehl.com/sean-ayub/. ### What lender does Sean work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/sean-ayub/. ### How long has Sean been licensed? The earliest state license record LenDb holds for Sean is from January 18, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: January 18, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/sean-ayub/ - **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/sean-ayub/ ## Facts from the lender page and intro - years_experience: since 2020. Source: https://independencehl.com/sean-ayub/, verified 2026-10-15. - education: Bachelor of Science in Biology, University of Arizona. Source: https://independencehl.com/sean-ayub/, verified 2026-10-15. - credential: Recognized among top producers at a leading direct lender. Source: https://independencehl.com/sean-ayub/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO126521 | active | confirmed | 2024-03-01 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-01-18 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-1986377 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56626 | active | confirmed | 2026-02-26 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 1986377 | active | confirmed | 2024-01-22 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1986377 | active | confirmed | 2025-11-12 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1986377 | active | confirmed | 2024-02-07 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO1986377 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 110008 | active | confirmed | 2026-03-13 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0086343 | active | confirmed | 2024-08-14 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-1178267 | active | confirmed | 2024-01-30 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/sean-ayub/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1986377 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/sean-ayub/ - Office phone and Email on file: shown at https://lendb.ai/lo/shoaib-ayub-1986377#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1986377 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/sean-ayub/ Cite as: Sean Ayub (NMLS 1986377), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/shoaib-ayub-1986377, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._