---
canonical_url: https://lendb.ai/lo/sibyl-fernandez-2138348
json_url: https://lendb.ai/lo/sibyl-fernandez-2138348.json
nmls_id: 2138348
last_verified: 2026-10-09
---

# Sibyl Fernandez

Loan Officer at Guild Mortgage, Henderson, NV. NMLS ID 2138348 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2138348)).

**Summary:** Sibyl Fernandez (NMLS 2138348) is Loan Officer at Guild Mortgage, based in Henderson, NV. Licensed in Florida, confirmed with the state regulator (license LO91609). Also lists North Carolina, Nebraska, Nevada and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Speaks Spanish. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), North Carolina (NC, lender_reported), Nebraska (NE, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/nv/henderson/sibyl-fernandez-255-hdsf.html

## About

Sibyl is a bilingual loan officer specializing in first-time homebuyers and unconventional situations, including self-employed, unique income, credit rebuilding, and investment properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO91609 | active | confirmed | 2021-07-20 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Henderson, NV. Source: https://branches.guildmortgage.com/nv/henderson/sibyl-fernandez-255-hdsf.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2138348

## Contact

- linkedin_url: https://www.linkedin.com/in/sibyl-fernandez-a4755236/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/nv/henderson/sibyl-fernandez-255-hdsf.html
- Email on file: shown at https://lendb.ai/lo/sibyl-fernandez-2138348#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2138348
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/nv/henderson/sibyl-fernandez-255-hdsf.html

Cite as: Sibyl Fernandez (NMLS 2138348), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/sibyl-fernandez-2138348, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._