{
  "canonical_url": "https://lendb.ai/lo/sidel-gonzalez-943709",
  "lede": {
    "text": "Based in Tampa, Florida, Sidel Gonzalez (NMLS 943709) is a Mortgage Loan Officer at Home Access Financial, LLC, licensed in Florida since 2025. Sidel works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Sidel licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO141716 as active, first effective October 2, 2025 (verified 2026-10-15).",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Sidel work for, and is it FHA-approved?",
      "a": "Home Access Financial, LLC, company NMLS 1516011, from the Tampa, FL office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Sidel been licensed?",
      "a": "The earliest state license record LenDb holds for Sidel is from October 2, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 943709,
    "slug": "sidel-gonzalez-943709",
    "canonical_url": "https://lendb.ai/lo/sidel-gonzalez-943709",
    "md_url": "https://lendb.ai/lo/sidel-gonzalez-943709.md",
    "json_url": "https://lendb.ai/lo/sidel-gonzalez-943709.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/943709",
    "full_name": {
      "value": "Sidel Gonzalez",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "first_name": "Sidel",
    "last_name": "Gonzalez",
    "licensed_names": [
      {
        "name": "Sidel Gonzalez",
        "name_with_middle_initial": "Sidel V. Gonzalez",
        "first_name": "Sidel",
        "middle_initial": "V",
        "last_name": "Gonzalez",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Sidel Gonzalez has nearly a decade of mortgage industry experience, including work as a mortgage loan processor and loan officer at banks. Their profile says they joined Home Access Financial in May 2024 and assist with residential and commercial lending. Their profile describes them as known for honest communication and a relationship-first approach.",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 1516011,
      "lender_name": "Home Access Financial, LLC",
      "lender_slug": "home-access-financial-llc-1516011",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33602",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1516011,
        "lender_name": "Home Access Financial, LLC",
        "lender_slug": "home-access-financial-llc-1516011",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33602",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO141716",
        "status": "active",
        "issued_at": "2025-10-02",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/sidel-gonzalez-7594ab225/",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "nearly a decade",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "former Mortgage Loan Processor at banks",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "nationwide",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "joined Home Access Financial in May 2024",
        "source": "lender_site",
        "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 21:08:33.20797+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/sidel-gonzalez-943709#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeaccessfinancial.com/sidel-gonzalez",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-10-02",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}