--- canonical_url: https://lendb.ai/lo/sierra-derian-1970591 json_url: https://lendb.ai/lo/sierra-derian-1970591.json nmls_id: 1970591 last_verified: 2026-10-26 --- # Sierra Derian Branch Manager at Lit Financial Corporation. NMLS ID 1970591 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1970591)). Sierra Derian (NMLS 1970591) is a Branch Manager at Lit Financial Corporation, licensed in Florida. Sierra's own profile lists VA loan as a focus. **Summary:** Sierra Derian (NMLS 1970591) is Branch Manager at Lit Financial Corporation. Licensed in Florida, confirmed with the state regulator (license LO100772). Focus areas shown on the lender page: VA loan. Lit Financial Corporation also offers Bank statement loan, DSCR loan, FHA loan, First-time buyer and HELOC and 4 more (a lender program, not confirmed as their own focus). Earliest state license record: September 17, 2020 (Iowa), per state regulator. Last verified 2026-10-26. ## Quick answers ### Is Sierra licensed in Florida? Yes. Florida regulator records list license LO100772 as active, first effective January 20, 2022 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Sierra do VA loans? Sierra's profile lists VA loan as a focus (from their lender profile page). Source: https://litfinancial.com/loan-experts/sierra-derian. ### What lender does Sierra work for? Lit Financial Corporation, company NMLS 2553292, per the lender's own site (verified 2026-10-26). Source: https://litfinancial.com/loan-experts/sierra-derian. ### How long has Sierra been licensed? The earliest state license record LenDb holds for Sierra is from September 17, 2020 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: September 17, 2020 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Sierra K. Derian (CA, FL, IA, NY, as of 2026-10-22) - Licensed in: Florida (FL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://litfinancial.com/loan-experts/sierra-derian ### Their lender offers (lender level: Lit Financial Corporation's programs, not confirmed as this person's focus) - **Bank statement loan** (`bank-statement`): verified 2026-10-09. Source: https://litfinancial.com - **DSCR loan** (`dscr`): verified 2026-10-09. Source: https://litfinancial.com - **FHA loan** (`fha`): verified 2026-10-09. Source: https://litfinancial.com - **First-time buyer** (`first-time-buyer`): verified 2026-10-09. Source: https://litfinancial.com - **HELOC** (`heloc`): verified 2026-10-09. Source: https://litfinancial.com - **Real estate investor** (`investor`): verified 2026-10-09. Source: https://litfinancial.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://litfinancial.com - **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://litfinancial.com - **Self-employed** (`self-employed`): verified 2026-10-09. Source: https://litfinancial.com ## Voice intro available Sierra has a short recorded voice intro on Lit Financial Corporation's site. Listen on Lit Financial Corporation's site: https://litfinancial.com/loan-experts/sierra-derian The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-26. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO100772 | active | confirmed | 2022-01-20 | state_regulator | 2026-10-15 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | IA | Iowa regulator | state_license | 39435 | inactive | confirmed | 2020-09-17 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1970591 | inactive | confirmed | 2021-02-08 | state_regulator | 2026-10-24 | ## Employment history - ? to present: Lit Financial Corporation (NMLS 2553292). Source: https://litfinancial.com/loan-experts/sierra-derian, verified 2026-10-26. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1970591 ## Contact - View profile at Lit Financial Corporation: https://litfinancial.com/loan-experts/sierra-derian - Office phone on file: shown at https://lendb.ai/lo/sierra-derian-1970591#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1970591 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.dfs.ny.gov/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfpi.ca.gov/ - lender_site: https://litfinancial.com/loan-experts/sierra-derian - lender_site (lender programs): https://litfinancial.com Cite as: Sierra Derian (NMLS 1970591), Lit Financial Corporation. LenDb.ai, https://lendb.ai/lo/sierra-derian-1970591, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._