---
canonical_url: https://lendb.ai/lo/simran-patel-955654
json_url: https://lendb.ai/lo/simran-patel-955654.json
nmls_id: 955654
last_verified: 2026-10-09
---

# Simran Patel

Mortgage Loan Officer at Loan Factory. NMLS ID 955654 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/955654)).

**Summary:** Simran Patel (NMLS 955654) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO107313). Also lists Alabama and Texas on the lender page (not yet checked with the state regulator). Speaks English, Gujarati, Hindi, mr, Punjabi and Urdu. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Gujarati, Hindi, mr, Punjabi, Urdu
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- role: Part of a real estate and mortgage professional team with Neil Patel. Source: https://www.loanfactory.com/mortgage-expert/simran-patel-955654, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO107313 | active | confirmed | 2022-05-09 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/simran-patel-955654, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/955654

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/simran-patel-955654
- Office phone on file: shown at https://lendb.ai/lo/simran-patel-955654#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/955654
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/simran-patel-955654

Cite as: Simran Patel (NMLS 955654), Loan Factory. LenDb.ai, https://lendb.ai/lo/simran-patel-955654, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._