{
  "canonical_url": "https://lendb.ai/lo/sita-gurung-2041333",
  "lede": {
    "text": "Sita Gurung (NMLS 2041333) is a Senior Mortgage loan officer at ENSURE HOME LOANS LLC, licensed in California since 2023 and in Texas and Pennsylvania. Sita's focus, from their own profile, includes VA loan and FHA loan, and Sita speaks Bengali, English, Hindi, Nepali and Punjabi.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Sita licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective May 4, 2023 (verified 2026-10-13). LenDb has 5 other states on file for Sita.",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "Does Sita do VA loans?",
      "a": "Sita's profile lists VA loan as a focus (from their lender profile page). It also lists FHA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Sita work for?",
      "a": "ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Sita speak?",
      "a": "Bengali, English, Hindi, Nepali and Punjabi, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Sita been licensed?",
      "a": "The earliest state license record LenDb holds for Sita is from March 24, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2041333,
    "slug": "sita-gurung-2041333",
    "canonical_url": "https://lendb.ai/lo/sita-gurung-2041333",
    "md_url": "https://lendb.ai/lo/sita-gurung-2041333.md",
    "json_url": "https://lendb.ai/lo/sita-gurung-2041333.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2041333",
    "full_name": {
      "value": "Sita Gurung",
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-15"
    },
    "first_name": "Sita",
    "last_name": "Gurung",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Senior Mortgage loan officer",
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "bn",
        "en",
        "hi",
        "ne",
        "pa"
      ],
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 1666674,
      "lender_name": "ENSURE HOME LOANS LLC",
      "lender_slug": "ensure-home-loans-llc-1666674",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1666674,
        "lender_name": "ENSURE HOME LOANS LLC",
        "lender_slug": "ensure-home-loans-llc-1666674",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2023-05-04",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2041333",
        "status": "active",
        "issued_at": "2023-03-24",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "OK",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "117798",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "pa"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.58,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.43,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Master degree in Finance",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "over 6 years of experience in the finance-technology industry",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/sita-gurung-2041333#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sita-gurung",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2023-03-24",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2023,
      "state": "CA"
    },
    "federal_registration": null
  }
}