---
canonical_url: https://lendb.ai/lo/siva-kandigatla-2469720
json_url: https://lendb.ai/lo/siva-kandigatla-2469720.json
nmls_id: 2469720
last_verified: 2026-10-30
---

# Siva Kumar Kandigatla

Senior Loan Officer at ENSURE HOME LOANS LLC. NMLS ID 2469720 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2469720)).

Siva Kumar Kandigatla (NMLS 2469720) is a Senior Loan Officer at ENSURE HOME LOANS LLC, licensed in Illinois since 2024 and in Texas and Delaware.

**Summary:** Siva Kumar Kandigatla (NMLS 2469720) is Senior Loan Officer at ENSURE HOME LOANS LLC. Licensed in 3 states confirmed with state regulators: Texas, Delaware and Illinois. Also lists Georgia on the lender page (not yet checked with the state regulator). Earliest state license record: April 22, 2024 (Illinois), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Siva Kumar licensed in Texas?

Yes. Texas regulator records list a license as active, first effective February 24, 2026 (verified 2026-10-13). LenDb has 3 other states on file for Siva Kumar. Source: https://www.sml.texas.gov/.

### What lender does Siva Kumar work for?

ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15). Source: https://ensurehomeloans.com/loan-officers/siva-kumar-kandigatla.

### How long has Siva Kumar been licensed?

The earliest state license record LenDb holds for Siva Kumar is from April 22, 2024 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: April 22, 2024 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), Delaware (DE, confirmed), Georgia (GA, lender_reported), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-02-24 | state_regulator | 2026-10-13 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| GA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| IL | Illinois regulator | state_license | 31.0084914 | active | confirmed | 2024-04-22 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: ENSURE HOME LOANS LLC (NMLS 1666674). Source: https://ensurehomeloans.com/loan-officers/siva-kumar-kandigatla, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2469720

## Contact

- View profile at ENSURE HOME LOANS LLC: https://ensurehomeloans.com/loan-officers/siva-kumar-kandigatla
- Office phone and Email on file: shown at https://lendb.ai/lo/siva-kandigatla-2469720#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2469720
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- lender_site: https://ensurehomeloans.com/loan-officers/siva-kumar-kandigatla
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Siva Kumar Kandigatla (NMLS 2469720), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/siva-kandigatla-2469720, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._