---
canonical_url: https://lendb.ai/lo/sonia-nangia-4816
json_url: https://lendb.ai/lo/sonia-nangia-4816.json
nmls_id: 4816
last_verified: 2026-10-09
---

# Sonia Nangia

Producing Manager | Retail at Cardinal Financial Company, Houston, TX. NMLS ID 4816 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/4816)).

**Summary:** Sonia Nangia (NMLS 4816) is Producing Manager | Retail at Cardinal Financial Company, based in Houston, TX. Licensed in Florida, confirmed with the state regulator (license LO27914). Licensed since 2015 (per Florida records). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2015 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 15 (source: https://www.cardinalfinancial.com/loan-originator/sonia-nangia/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Producing Manager with over 15 years of mortgage experience, providing personalized lending solutions tailored to each client's unique home buying or refinancing situation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.cardinalfinancial.com/loan-originator/sonia-nangia/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO27914 | active | confirmed | 2015-01-04 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Houston, TX. Source: https://www.cardinalfinancial.com/loan-originator/sonia-nangia/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/4816

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/sonia-nangia/
- Office phone and Email on file: shown at https://lendb.ai/lo/sonia-nangia-4816#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/4816
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/sonia-nangia/

Cite as: Sonia Nangia (NMLS 4816), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/sonia-nangia-4816, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._