---
canonical_url: https://lendb.ai/lo/sonja-milsom-2604619
json_url: https://lendb.ai/lo/sonja-milsom-2604619.json
nmls_id: 2604619
last_verified: 2026-10-09
---

# Sonja Milsom

Mortgage Loan Officer at Southern Trust Mortgage, Virginia Beach, VA. NMLS ID 2604619 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2604619)).

**Summary:** Sonja Milsom (NMLS 2604619) is Mortgage Loan Officer at Southern Trust Mortgage, based in Virginia Beach, VA. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Down payment assistance and Real estate investor. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.southerntrust.com/sonja-milsom/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.southerntrust.com/sonja-milsom/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.southerntrust.com/sonja-milsom/

## About

Sonja brings broad knowledge of conventional, VA, FHA, USDA, and renovation loans, especially skilled at guiding first-time buyers and navigating grant options for qualified borrowers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Virginia, with majority of business from returning clients. Source: https://www.southerntrust.com/sonja-milsom/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Virginia Beach, VA. Source: https://www.southerntrust.com/sonja-milsom/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2604619

## Contact

- linkedin_url: https://www.linkedin.com/in/sonja-milsom-084a1a8/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/sonja-milsom/
- Office phone and Email on file: shown at https://lendb.ai/lo/sonja-milsom-2604619#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2604619
- lender_site: https://www.southerntrust.com/sonja-milsom/

Cite as: Sonja Milsom (NMLS 2604619), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/sonja-milsom-2604619, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._