---
canonical_url: https://lendb.ai/lo/sonny-gotay-2403579
json_url: https://lendb.ai/lo/sonny-gotay-2403579.json
nmls_id: 2403579
last_verified: 2026-10-09
---

# Sonny Gotay

Mortgage Loan Officer at Loan Factory. NMLS ID 2403579 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2403579)).

**Summary:** Sonny Gotay (NMLS 2403579) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists New Jersey on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sonny Gotay is a seasoned loan officer with extensive financial expertise who guides clients through the lending process with personalized service and a focus on securing optimal financial solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: seasoned loan officer. Source: https://www.loanfactory.com/mortgage-expert/sonny-gotay-2403579, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO117209 | active | confirmed | 2023-02-06 | state_regulator | 2026-10-09 |
| PA | state_license | 103352 | active | confirmed |  | state_regulator | 2026-10-10 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/sonny-gotay-2403579, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2403579

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/sonny-gotay-2403579

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2403579
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/sonny-gotay-2403579

Cite as: Sonny Gotay (NMLS 2403579), Loan Factory. LenDb.ai, https://lendb.ai/lo/sonny-gotay-2403579, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._