---
canonical_url: https://lendb.ai/lo/sonya-smith-graves-249583
json_url: https://lendb.ai/lo/sonya-smith-graves-249583.json
nmls_id: 249583
last_verified: 2026-10-09
---

# Sonya Smith Graves

Senior Mortgage Consultant at Fairway Independent Mortgage Corporation, Glendale, AZ. NMLS ID 249583 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/249583)).

**Summary:** Sonya Smith Graves (NMLS 249583) is Senior Mortgage Consultant at Fairway Independent Mortgage Corporation, based in Glendale, AZ. Lists Arizona on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer and VA loan. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.fairway.com/lo/sonya-graves-249583, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/sonya-graves-249583
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/sonya-graves-249583
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.fairway.com/lo/sonya-graves-249583

## About

Loan officer with 25+ years of experience helping thousands, known as "The Loan Arranger." Specializes in FHA and VA loans and enjoys helping first-time homebuyers with a business finance degree from ASU.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.fairway.com/lo/sonya-graves-249583, verified 2026-10-09.
- credential: Business finance degree from ASU. Source: https://www.fairway.com/lo/sonya-graves-249583, verified 2026-10-09.
- credential: National license through Nationwide Mortgage Licensing System, licensed and bonded in Arizona. Source: https://www.fairway.com/lo/sonya-graves-249583, verified 2026-10-09.
- community: Referred clients come back for future purchases and refinances. Source: https://www.fairway.com/lo/sonya-graves-249583, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Glendale, AZ. Source: https://www.fairway.com/lo/sonya-graves-249583, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/249583

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/sonya-graves-249583
- Office phone and Email on file: shown at https://lendb.ai/lo/sonya-smith-graves-249583#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/249583
- lender_site: https://www.fairway.com/lo/sonya-graves-249583

Cite as: Sonya Smith Graves (NMLS 249583), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/sonya-smith-graves-249583, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._