---
canonical_url: https://lendb.ai/lo/sonya-spitznas-1960592
json_url: https://lendb.ai/lo/sonya-spitznas-1960592.json
nmls_id: 1960592
last_verified: 2026-10-09
---

# Sonya Spitznas

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 1960592 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1960592)).

**Summary:** Sonya Spitznas (NMLS 1960592) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.empirehomeloans.com/team/sonya, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Over 15 years of residential mortgage expertise in NYC and Hawaii real estate. BA in International Studies; traveled to 20 countries and lived in Asia.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.empirehomeloans.com/team/sonya, verified 2026-10-09.
- service_area: NYC and Hawaii. Source: https://www.empirehomeloans.com/team/sonya, verified 2026-10-09.
- education: BA in International Studies. Source: https://www.empirehomeloans.com/team/sonya, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/sonya, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1960592

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/sonya
- Office phone and Email on file: shown at https://lendb.ai/lo/sonya-spitznas-1960592#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1960592
- lender_site: https://www.empirehomeloans.com/team/sonya

Cite as: Sonya Spitznas (NMLS 1960592), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/sonya-spitznas-1960592, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._