---
canonical_url: https://lendb.ai/lo/sophia-davis-wallace-898985
json_url: https://lendb.ai/lo/sophia-davis-wallace-898985.json
nmls_id: 898985
last_verified: 2026-10-09
---

# Sophia Davis Wallace

Loan Officer at Guild Mortgage, Jacksonville, FL. NMLS ID 898985 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/898985)).

**Summary:** Sophia Davis Wallace (NMLS 898985) is Loan Officer at Guild Mortgage, based in Jacksonville, FL. Licensed in Florida, confirmed with the state regulator (license LO52077). Also lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and Vacation home. Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://branches.guildmortgage.com/fl/jacksonville/sophia-davis-wallace-621-jvsw.html
- **Vacation home** (`vacation-home`): lender page, confidence 0.60, verified 2026-10-09. Source: https://branches.guildmortgage.com/fl/jacksonville/sophia-davis-wallace-621-jvsw.html

## About

Seasoned loan officer serving Florida and Georgia who specializes in primary homes, second homes, and investment properties. Delivers personalized mortgage solutions with transparent communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Florida and Georgia. Source: https://branches.guildmortgage.com/fl/jacksonville/sophia-davis-wallace-621-jvsw.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO52077 | active | confirmed | 2018-03-29 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Jacksonville, FL. Source: https://branches.guildmortgage.com/fl/jacksonville/sophia-davis-wallace-621-jvsw.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/898985

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/fl/jacksonville/sophia-davis-wallace-621-jvsw.html
- Office phone and Email on file: shown at https://lendb.ai/lo/sophia-davis-wallace-898985#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/898985
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/fl/jacksonville/sophia-davis-wallace-621-jvsw.html

Cite as: Sophia Davis Wallace (NMLS 898985), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/sophia-davis-wallace-898985, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._