---
canonical_url: https://lendb.ai/lo/spencer-lumia-1247908
json_url: https://lendb.ai/lo/spencer-lumia-1247908.json
nmls_id: 1247908
last_verified: 2026-10-09
---

# Spencer Lumia

Mortgage Loan Originator at Acrisure Mortgage (formerly FBC Mortgage), Tampa, FL. NMLS ID 1247908 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1247908)).

**Summary:** Spencer Lumia (NMLS 1247908) is Mortgage Loan Originator at Acrisure Mortgage (formerly FBC Mortgage), based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO27657). Focus areas shown on the lender page: Condo, FHA loan, Jumbo loan, New construction and VA loan. Earliest state license record: December 5, 2014 (Florida), per state regulator. States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 5, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://acrisuremortgage.com/slumia/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://acrisuremortgage.com/slumia/
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://acrisuremortgage.com/slumia/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://acrisuremortgage.com/slumia/
- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://acrisuremortgage.com/slumia/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://acrisuremortgage.com/slumia/

## About

Spencer has 10 years of mortgage industry experience and specializes in conforming, FHA & VA loans, condos, new construction, and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://acrisuremortgage.com/slumia/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO27657 | active | confirmed | 2014-12-05 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Acrisure Mortgage (formerly FBC Mortgage) (NMLS 152859), Tampa, FL. Source: https://acrisuremortgage.com/slumia/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1247908

## Contact

- View profile at Acrisure Mortgage (formerly FBC Mortgage): https://acrisuremortgage.com/slumia/
- Office phone and Email on file: shown at https://lendb.ai/lo/spencer-lumia-1247908#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1247908
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://acrisuremortgage.com/slumia/

Cite as: Spencer Lumia (NMLS 1247908), Acrisure Mortgage (formerly FBC Mortgage). LenDb.ai, https://lendb.ai/lo/spencer-lumia-1247908, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._